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Building or repairing the credit could help you gain access to lenders, landlords, and potential future employers. Others with poor credit ratings (between 300 and 579) can profit from a card made specifically for them. We’ve collected a list of the finest credit cards for poor credit available to make things easy to locate one that meets your needs. Poor credit, as per myFICO.com, is defined as a FICO score of less than 580. In the meanwhile, any FICO rating between 580 and 669 would be considered “fair credit.”

1. Discover it® Secured Credit Card

This secured card on bad credit has better rewards as well as other advantages than several unsecured cards for perfect credit.


  • Earn cashback, no yearly fee, construct your credit.
  • Making use of secure credit aids in credit history.
  • Set up the line of credit with tax returns by offering a refundable security deposit.
  • Reviews are automatic beginning at 8 months.
  • Earn 2 percent cashback in restaurants and gas stations.
  • Accepted countrywide.
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