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2. Secured Mastercard® from Capital One

It lets you develop credit via responsible use without incurring an annual fee, although, with on-time monthly payments, you’ll be usually called for a bigger credit line in as little time as 6 months. The card is an excellent choice for persons with bad credit because it allows you to increase your credit score without incurring any fees.


  • No hidden or yearly fees.
  • The card is approved within seconds.
  • Put down a security deposit beginning at 49 dollars to obtain the initial 200 dollar credit line.
  • You can earn the security deposit for a statement credit.
  • Be considered for more credit lines in a small span of 6 months without any extra deposit.
  • Enjoy Fraud liability
  • Monitor the credit-wise credit which is free for capital one users.
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